Bad Credit Loans

If you've got bad credit, it may seem like there's no finance available for you, or that the only bad credit loan you can avail has an unreasonable interest rate.

Bad Credit History
Most lenders will have a look at your credit history to assess your ability to make repayments, your past financial commitments as well as your total debt. A credit score is then assigned based on your credit worthiness and used in deciding whether to grant you the loan.

The Good News
At Advantage Loans we don't check your credit history. We're more concerned about your current situation and your ability to repay, rather than your past.
Even if you've got bad credit, no credit, CCJs, Defaults, or arrears, Advantage Loans can help.

There are many lenders who now specialise in providing bad credit loans, and even though the interest rate will be higher with a bad credit loan, than good credit, Advantage Loans can track down the most suitable loan, with the most competitive interest rates available to you.

Types of Bad Credit Loans Available
Advantage Loans specialise in unsecured finance, so the bad credit loans we provide carry no risk as they don't require any collateral. This does of course mean that there's a higher risk for the lender, which is why we assess your ability to repay a loan.
A bad credit loan can be used for any means, such as a new car, a holiday, home improvements, debt consolidation - anything at all!

Applying for a Bad Credit Loan
You can go to our services page to find out more details about the loans we can find, and apply online.